Car theft is one of the most common crimes in big cities. In cities like Philadelphia where the crime rate is quite high, car theft has assumed the form of a menace. This very problem contributes to the high rates of auto insurance quotes in Philadelphia. However, it would be wrong to say that you cannot do anything about it. By equipping your car with certain security devices, you can protect it from petty crimes like vandalism and theft. Insurance companies tend to go easy on your auto insurance quotes in Philadelphia if they find out that your car is well equipped against burglars and thieves.
How you can protect your car directly depends on how much you are willing to spend on it. To start with, ask yourself a couple of basic questions.
• Is your car attractive to thieves? If yes, for how much?
• How much money do you find worth spending the purpose?
Once you are able to confidently answer them, half of your decision is made. The first thing you should do is to be cautious. Always park your car in safe and well-guarded areas. Always lock your doors and windows and don’t forget to remove the key from the ignition. Avoid leaving attractive objects like briefcases, cell phones, laptops, and jewellery in the car. These may tempt the thieves who may try breaking your window to get hold of these things. You can also try out safety gadgets available in the market such as:
• Clubs, shields and cuffs- These are fairly simple objects to help you protect your car. However, these are not good enough for determined criminals who would attempt to see through your steering wheel. For cars where the ignition is located on the steering column, you can install a collar to cover it.
• Tracking devices- These devices have a few drawbacks such as limited range of coverage. If your car is taken beyond the range, you won’t be able to track it. Report the theft immediately to your policy insurer for them to commence on tracking your car.
• Alarm systems- Out of all the car security devices, alarms are the most effective type of security gadget. Leave your car after activating the alarm and you will at once know if your door is opened or the car is struck as it would make loud sounds and flashes of lights. With technology, there are a number of digitized alarm systems that lock your starter, fuel system and ignition. There are also alarms available in the market that automatically starts working 30 seconds after you close the car door. Try to go for cars that have a reliable alarm system pre-installed or one that allows installation of one.
Installation of security systems in your car will initially cost you quite a sum of cash. Look at it as a long-term investment that will yield you nothing but benefits. Companies will surely reduce your auto insurance quotes Philadelphia upon seeing your car protected from the clutches of thieves and vandals. You not only get your Philadelphia car insurance quote at a lower price but you can be eligible for attractive discounts as well.
If you are looking for Philadelphia auto insurance quotes of your choice, simply enter your zip code at the top of this webpage and we will bring you a the best deals form the leading companies.
